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Life Insurance coverage is subject to underwriting and is not guaranteed. Life insurance quotes are estimates based on information that you supply, not firm quotes or offers. Your actual premium will be based on complete underwriting and may differ from these quotes. Insurance coverage may not begin until underwriting approval, the policy has been issued, and all necessary outstanding requirements including payment have been received.

Like most insurance policies, MetLife's policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. For complete costs and details, see your MetLife Financial Services representative.

Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to the insurer's claims-paying ability and financial strength.

MetLife Term Life Insurance is issued by MetLife Insurance Company USA, Charlotte, NC 28277, policy form #5E-23-12 (except in NY)(not available in all states), and by Metropolitan Life Insurance Company, New York, NY 10166, policy form #1E-23-12-NY (NY only).

MetLife Promise Whole Life, MetLife Promise Whole Life 120, MetLife Promise Whole Life Select 10, MetLife Promise Whole Life Select 20, and MetLife Promise Whole Life Select 65 are issued by MetLife Insurance Company USA generally on Policy Form 5E-12-10 in all jurisdictions except New York, where they are issued by Metropolitan Life Insurance Company generally on Policy Forms 1E-15-13-NY.

MetLife Provider Universal Life is issued by MetLife Insurance Company USA on Policy Form 5E-36-12 and in New York only by Metropolitan Life Insurance Company on Policy Form 1E-36-12-NY. All product guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.

MetLife Secure Flex Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form 5E-38-14 and in New York only by Metropolitan Life Insurance Company on Policy Form 1E-38-14-NY. All product guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.

Legacy Advantage Survivorship Universal Life is issued by MetLife Insurance Company USA on Policy Form 5E-32-05 and in New York only by Metropolitan Life Insurance Company on Policy Form 1E-32-05. All product guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.

Simplified Issue Term Life Policy is issued by MetLife Insurance Company USA, Charlotte, NC 28277 (form # 5E-26-13), and in New York by Metropolitan Life Insurance Company, New York, NY 10166 (form # 1E-26-13-NY). All are MetLife companies.